• Forster Ranch vs. Marblehead: A Practical Comparison for San Clemente Family Buyers,Susan Chase

    Forster Ranch vs. Marblehead: A Practical Comparison for San Clemente Family Buyers

    How do Forster Ranch and Marblehead compare for San Clemente family buyers? They serve different families. Forster Ranch is the inland, larger lot, more architecturally varied option with established sub-communities, multiple HOA structures, and a generally more accessible price point. Marblehead is

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  • The Mills Act in San Juan Capistrano: How Historic-Home Tax Savings Actually Work,Susan Chase

    The Mills Act in San Juan Capistrano: How Historic-Home Tax Savings Actually Work

    How does the Mills Act lower property taxes in San Juan Capistrano? The Mills Act lets the county reassess a qualifying historic home using an income-based formula instead of its market value, which can lower the property tax by roughly 15 to 60 percent. In exchange, the owner signs a recorded contr

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  • Decoding a Laguna Niguel Property Tax Bill: HOA Dues, Assessments, and What Is Not Mello-Roos,Susan Chase

    Decoding a Laguna Niguel Property Tax Bill: HOA Dues, Assessments, and What Is Not Mello-Roos

    What does a Laguna Niguel property tax bill actually include? A Laguna Niguel property tax bill starts with the Proposition 13 base of one percent of assessed value, plus a few voter-approved bonds and small assessments. Most of the city carries little or no Mello-Roos, and your HOA dues are billed

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